"A lot of those businesses are the men putting the business in their wives names.
Please document your claim or retract it and apologize.
are you saying that you are unaware of the fact that people put things in their wives name for various strategic reasons?
the problem is that its illegal. I know of 5 companies that did this to get the tax benifits and other entitlements... by doing that, and claiming their wives do the finances, they then claim the wives run the business.
the worst time you notice this is during divorces or deaths. (there was a gangster movie with that plot)
"Porush had claimed the company, Stay Young Products Inc., is solely owned by his current wife. But Ross said the evidence shows that Porush actually controls the firm.
Ross said that Porush admitted that he is responsible for "the operation, sales and day-to-day management" of Stay Young Products. He also wrote that the business is reliant on Porush's "business capital and knowledge capital."
"His use of placing assets under his wife's name is a shell game, albeit poorly orchestrated," Ross wrote. "
Martin McDonagh - also ran a trucking company, Elliott Inc., under his wife's name to qualify as a womanowned business.
She is listed in city documents as the owner and operator of the O'Hare Billy Goat to be certified as a woman-owned business by the city. She told the city she had started the business "from scratch."
In an interview with the Sun-Times on Wednesday, Sam Sianis acknowledged he has final control over all seven Billy Goats, including the one at O'Hare.
And he contended that city officials told him to cross his name off the liquor license for the Billy Goat at O'Hare and remove his name from the lease there, leaving only his wife's name on the documents.
"They just say it have to be minority," Sianis said. "I'm not minority. It's in my wife's name."
"They scratched my name and left my wife's name," Sianis said.
By Thursday afternoon, the city stripped the Billy Goat at O'Hare of its woman-owned status, deciding Irene Sianis did not really run it.
When i PERSONALLY went and tried the woman told me to give up. with all the advantages to one side, the banks seldom want to work with the disadvantaged. in this case the disadvantage is the one group that is not allowed to get entitlements for affirmative action. all women get them, all people who are not white... the bankers didnt want to see plans by anyone else
[they did make sure all the literature was writen in neutral language though]
this one goes back 10 years.
The city of San Jose has decided to give more business to firms owned by minorities and women, but not everyone--including some minorities--is thrilled with its program to do so.
The San Jose City Council voted 11-0 in May to approve a Minority Business Enterprise/Women's Business Enterprise Program for city consultant and purchasing contracts.
[there are a lot of these, ny follows the 5x5 law... so on top of the sba programs there are a ton of other programs from womens orgs and such. i work in a hospital and i just saw the book on handicapped preparation for work for women and girls. there is no similar book for men and boys... why?]
The program establishes goals of giving 20 percent of such contracts to MBE/WBE construction consultants, 20 percent to nonconstruction consultants, 25 percent to service and maintenance firms, and 25 percent to minority and women businesses that sell goods.
[if you give 1 out of 5 contracts to ONLY to women (minorities still have it tougher than white women, but white women get to be the same as a black woman on welfare for this socialist program), and minorities, AND they can also bid on the others as well... wouldnt it stand to reason that their category would grow faster than everyone else who can only bid on 80% of contracts? and who also have to pay full payroll tax, and full electricity, and full other thigns on top of it... so on top of the 20% of contracts, they get lots of other perks.
socialists cooking the books and not telling you so you think the change is real ]
you read the article and they say they are being discriminated... why? beacuse they aer not calling them up special to ask if they want the contract.. something they dont do for the others. Departments must make food-faith efforts to follow up via telephone after initial solicitations to determine whether MBE/WBEs are interested in submitting a bid or proposal.
Recordkeeping must be improved to track contract awards by individual departments.
if they dont have records then how did they determine discrimination (its assumed!)
The city must offer training programs for minority, women and small businesses that focus on how to successfully compete for city contracts.
this makes you assume that there arent such programs, but there ARE.. the people dont take advantage of them... and the ones that want to (like me) arent permitted to. you quickly realize that even if you hand them money on a platter, they dont want to work!
so this is a play for more training programs... again, something the other groups dont get.
And the proposed program "doesn't say how the city is going to perform its outreach. How does increasing the city's staffing improve a deliverable outreach?" he said.
again.. socialist vagary about all the improvements if you make it bigger... but no way to fund it, and no clear way of how it improves things...
Another of Mr. McPherson's concerns is reliance on self-certification to verify that a business is truly 51 percent minority- or woman-owned, the city's definition of a minority/women business enterprise.
"With self-certification, a husband could put his wife's name on there and claim it's a woman-owned business," he said.
Said Ms. Simon: "In my opinion, the city wanted to get as many M/WBEs in the arena as possible. Thus, one of the recommendations had been to allow them to self-certify. If it is, in fact, purely a self-certification process, yes, that would be a problem. There would be people who would attempt to fabricate just to be considered an M/WBE for their own gain."
note that this article is about a CITY effort that duplicates the NATIONAL effort of the SBA.
however why would someone want to do that? because the perks given means that any woman owned business that ran against another business would have an overwhelming advantage.
here is a guide from pnc bank... there are no similar guides for others.
they also list a bunch of taken for granted things... that amount to.
women owned businesses are better and more succesful
if so, then why need all the perks?
PRIVATE CERTIFICATION – Two private national organizations offer
certification, which is accepted at hundreds of corporations: The Women’s Business
Enterprise National Council (www.wbenc.org) and the National Women Business
Owners Corporation (www.nwboc.org).
two organizations take tax dollars to help women fill out the forms and become certified..
GOVERNMENT CERTIFICATION – Consider federal, state and even
local government certification. Free workshops help with the application and
government staffers will answer specific questions. Additionally, websites can help
with both the certification process and how to procure a government contract.
and they ahve all that too....
WOMEN’S BUSINESS ORGANIZATIONS Formed by women
business owners originally to combat the ‘old boy’s network,’ these wellorganized
groups helped women network and provide professional
support. Today, they are still good sources of networking, and also offer
education and professional development.
its illegal to form one for men....
so you have orgs like thsi for everyone.. and orgs like this for women only...
but this isnt all... once certified there are a few hundred orgs and groups to help you... there are ZERO for the other side!!
Minority Supplier Development Council/National Minority Supplier Development Council
Women’s Business Enterprise National Council
National Women Business Owners Corporation
and not only does SBA and other groups help you with certification, but you can also get certification assistance in most major areas of state.
Department of Transportation & Disadvantaged Business Enterprise Certification
The regulations likely will give agencies the ability to limit certain competitions to women-owned small businesses. Currently, these types of businesses do not receive set-aside contracts and are not eligible to participate in the 8(a) program, which is for minority-owned small businesses.
"The challenge is that there are other targeted programs out there and white women weren't allowed to get into those markets," said Margot Dorfman, chief executive of the Women's Chamber of Commerce.
SBA supports other programs for women-owned small businesses, including the Matchmaking program which partners small companies with large government contractors. It said 50 percent of the $26 million worth of contracts generated from the program has gone to women-owned small businesses.
but if they share contracts with a male owned business and that isnt 8a certified... they get hit that they are hurting minorities and women.
in 8 years with my company maintained a shell trying to get contracts, only ONE contract proposal was sent to me. thats how bad it is... because i am not on all these special databases and things, i cant get any of that work... so its either companies that were started earlier, or those who are women owned. OR those who are men owned and then use their wives name...
"Start your funding search by targeting woman-owned business loans offered by most major banks and the venture funds focused on woman-run businesses — Viridian Capital in San Francisco, New Vista Capital in Palo Alto, Women's Growth Capital Fund and the Telecommunications Development Fund in Washington, D.C." suggests Brosseau. In addition, Brosseau says there are a number of new "angel" groups (wealthy private investors who focus on start-ups) with a lot of women-run businesses in their portfolios, including The Angel's Forum in Palo Alto and the Seraph Capital Network that opened recently in Seattle. "These groups and others like them see women CEOs as a plus," says Brosseau. "I also recommend networking with other women business owners to learn more about the money sources they used."
[yes most banks have SPECIAL loans for women owned businesses... lower interest rates, deferred payments, higher caps, grant guaranteed, etc]
and when you go to places like New York Businesses Development corporation... a nice neutral sounding name... you look and
If you are a minority or women-owned business and are seeking a loan, we want to talk to you. You can obtain financing, even if you had credit issues in the past, as long as they are not a continuing issue. We do not use credit scoring to determine whether you are eligible for a loan. We talk to you and listen to you. http://www.nybdc.com/minoritywomen.htm
if your a woman and you want a loan, they want to talk to you... they dont need good credit ratings... records, etc...
now... i come in and i want a loan, do you think they will give me a loan with no records? how about with bad credit? how about if i jsut "sit and talk with them"
take a look at the loan amnounts...
however if you read articles, they will say that its not possible for women to get a loan, they will never mention all these programs and they will ask for more assistance.
While there is a common belief
that women-owned businesses face discrimination in securing loans from banks
(Schwartz, 1979; Riding and Swift, 1990; Buttner and Rosen, 1992; Fabowale
et al., 1995; Haines et al., 1999; Coleman, 2000), after controlling for the firm size,
years in business, industry, and other owner/firm characteristics, discrimination does not appear to exist.
this is the SAME result on discrimination and the 73 cents on a dollar figure that everyone, including la russophobe repeats
An International Journal of Entrepreneurial
Finance // Women-Owned businesses and access to bank credit:
Evidence from three surveys since 1987
In testing the likelihood of women applying for bank loans, we found that even
after controlling for important business characteristics, women-owned businesses are
significantly less likely to apply for a bank loan. This relationship was consistent over the three time periods studied.
they make some guesses as to why.. including a guess that they refute in the next paragraph (which shows how much we are skewed)
In examining if women-owned businesses are less likely to be turned down in
their most recent loan application, we found that gender was not significant. This
outcome is not surprising given the legal requirement prohibiting gender discrimination
in lending.14 Our results suggest that there is no likely difference in the
approval of loans to women- and men-owned businesses after controlling for firm
level characteristics. This finding was consistent over the three time periods we
studied, and confirms prior research. It appears that firm level characteristics
account for differences in the approval of bank loans to women- and men-owned
and now its easier!!! they have special programs now that started AFTER the time that this study purported them to have NO discrimination because the are women.
so why all the persks, the enetitlements, and such? to make the numbers grow so that they can prove an ideological point with the false numbers. (and put communism in)
women-owned businesses that do not apply for a loan for fear of being turned down
should note that there is no difference in turndown rates between men- and womenowned
businesses that applied for loans
these owners should be aware that if their business is
younger and/or smaller, their business is more likely to be turned down, regardless of
could it be that women who are just starting out are comparign themselves to established businesses? yup!!
which is why they want comparative worth, and marxist salaries... in this way a person starting out would have the same standing as a person who has proven themselves...
this is why the 73 cent on a dollar figure comes from... from NOT accounting for years on the job, experience, continuity, etc.. AND a math error in the original study that kicked it off.
The Office of Women's Business Ownership (OWBO) assists women achieve their dreams and improve their communities by helping them start and run successful businesses, regardless of social or financial disadvantage, race, ethnicity or business background. OWBO and the Online Women's Business Center are integral components of Entrepreneurial Development's network of training and counseling services.
this link gives you a pdf
SBA WOMEN'S BUSINESS CENTER PROGRAM
SBA's womens business center (WBC) program is a national network of WBCs providing educational
resources to help women start and grow successful small businesses. The Program's mission is to level the
playing field for women entrepreneurs still facing unique obstacles in the business world.
39 pages of programs for women ONLY!!!
(www.count-me-in.org) - This is a new fundraising organization that raises money from women for women. Loans are given from $500 to $10,000 (for first time recipients the maximum amount is $5,000). Count-Me-In looks like a great resource with funding consideration based on experience over credit history.
The Women's Funding Network
(www.wfnet.org) - Promotes the development and growth of women's funds that empower women and girls by fostering strategic alliances among women, donors, communities and institutions.
American Association of University Women
(www.aauw.org) - This foundation is one of the largest private sources of funding for graduate women in the world, supports aspiring scholars around the globe, teachers and activists in local communities, women at critical stages of their careers, and those pursuing professions where women are underrepresented.
The Ada Project for Women (TAP)
(http://tap.mills.edu) - Includes information on conferences, discussion groups, organizations, fellowships, grants, and notable women in computer science.
Financial Women International
(www.fwi.org) - Provides information on professional growth, information sharing, peer networking, mentoring, leadership development, and career advancement for women.
How To Find Grants for Women Owned Businesses
The government does not actually set aside very much money to fund grants for women owned businesses, but the government does have quite a few grants for minority owned businesses. Some people might not realize right away that these grants can easily be taken advantage of to help fund a women owned business. Women fall into the minority category, so almost all of these grants are available to fund women owned businesses. If you are unable to receive a grant from the government, then the government also offers very low interest loans that can be used by women owned businesses and paid back over a period of time.
If you are unable to get any help from the government then you can always turn to the private foundations that available. Some of these foundations were setup for the sole purpose of giving grants to women owned businesses. A few of the foundations that are available are the Women’s Business Grants presented by Womens-Finance.com, Amber Grants for Women, and WomensNet Online grants. These different foundations award grants for women owned businesses only. Some of the grants are to help start a business and some of the grants can be used to help expand or grow a business that has already been started.
yup... all good reasons for women owned businesses to be increasing... grants, loans, programs... lots of advantages for partners and such to put things in their wives names... and the list goes on and on..
there are no reasources for men only...
i am from a immigrant family... first generation here on my dads side, second on my moms...
what oppressive thing did my family take part in? until after 1945, we werent even Here.
technically if you define minority by numbers a latvian son of a refugee would be a minority... and in some government programs i am considered a white minority.
but there is a believe that if i go to a bank, loans come quicker to me... or i havce lots of wealthy freinds with money to help... and on and on.
meanwhile i cant get help because they dont want to put in money to someone that has SPECIAL disadvantage since they are the single member group that doesnt get freebies.
its illegal to discriminate against a group for their race... right?
well then what is it when you give things to every group but one? just a clever way to discriminate by giving, rather than by taking.
the number of programs for women is HUGE..
state programs, city programs, county programs, corporate programs, ngo programs, school programs, college programs, and on and aon.
and most whine that there istn enough... why? because they dont look to see what they have, they automatically assumed that they must not have them...
meanwhile.... the men are going the way of the soviet union.. dont want to marry... dont want to work... dont want to invent... dont want to do antyhign byut the bare minimal, and play video games, and drink..
i gues thats ok... they will be the future mates for women... which sucks, but its what they wanted... since all these changes in the past 40 years has been to make it better for them... but each year it gets more totalitarian and worse.. and the leaders say they want communism, and totalitarianism, but the women still want their ideas, ways and such.
in 40 years what have they won for women? abortion was already there.. equal work laws already there... voting already there... smoking and liquore, already there....
but they have changed the law to guilty until proven innocent... and in having gender spcial laws when the constitution forbids such... and in having powers delegated from the state to agencies, also in violation to the constitution... then there is the concept of each according to their abilties each according to their needs (which any one can show that if you dont try and you learn nothing, then you ahve more needs than abilities. and so get mroe)
sorry if this was too long..
but i lost my son to all this... and his mom too him and her other two kids with her to rob a bank... i have had him visit me only once... the whole thing is now a copy of the laws that lenin put in place that DECIMATED the families and cultural history of what used to be russian peoples.